Read the platform rules, virtual-credit policy, and community guidelines.
1. Agreement & Platform Overview
Welcome to MinTraday ("Platform", "we", "us", or "our"), owned and operated by MinTraday Technologies Private Limited. By registering, accessing, downloading, or using our Android application or web interface, you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, you may not use the Platform.
MinTraday is a social market simulation, educational paper-trading, and risk-discipline community. It is designed to assist market participants, students, and enthusiasts in developing sound trading psychology, testing execution models, and sharing simulated strategies without risking real capital.
2. Educational Simulation — Zero Real Money
⚠️ Core Educational Principle:
MinTraday is NOT a brokerage, bank, or real-money exchange. No actual financial trades are placed with any stock exchange (NSE, BSE, MCX), and no real monetary investments are deposited, traded, or withdrawn. All trades, portfolios, and orders are 100% simulated paper executions.
The Platform displays public market quotes, news, and technical indicators solely for educational analysis and practice. Simulated gains, losses, and win rates achieved within MinTraday do not represent, simulate, or guarantee actual profits in live financial markets.
3. Virtual Credits & Virtual Coins Policy
The platform operates using simulated virtual currency referred to as "Virtual Credits", "Practice Balances", or "Mint Coins".
- Zero Fiat Value: Virtual credits have no monetary value, cannot be converted into Indian Rupees (INR) or any legal tender, and cannot be redeemed for real-world goods, cash prizes, or financial instruments.
- Non-Transferable: Virtual credits are locked to your user account and cannot be transferred, gifted, or sold to any other person or third party outside the platform mechanics.
- Not Gambling or Real Money Gaming: Because no real money can be won or staked, MinTraday is strictly classified as an educational skill simulator and not a betting, gaming, or gambling enterprise.
- Purchases: In-app digital items, feature unlocks, or premium educational badges purchased via approved payment channels (such as Google Play Billing) are digital services only and do not constitute real financial investments.
4. Strategy Desks & Model Portfolios
Users and verified creators may create Strategy Desks (model portfolios) to publish simulated trades, track thesis notes, and demonstrate disciplined trading strategies.
- No Investment Advisory: Creators and users hosting Strategy Desks are not SEBI-registered Investment Advisors (RIA) or Portfolio Managers unless explicitly verified with statutory credentials. Their simulated positions are personal educational journals and opinions.
- Sync / Tracking Simulation: Following a Strategy Desk replicates virtual trades only within your MinTraday paper portfolio. It does not place real orders with any broker.
- No Guaranteed Returns: Promising guaranteed returns, assured profits, or fixed gains within Strategy Desks is strictly prohibited and grounds for immediate termination.
5. Risk Management & Anti-Revenge Trading Rules
To instill trading discipline, our Strategy Desks feature automated risk parameters that users define when creating a desk:
- Maximum Daily Loss Cutoff: The engine halts virtual execution if daily drawdown hits the pre-set threshold.
- Position Sizing & Active Trade Throttles: Limits the maximum concurrent active allocations.
- Revenge Trading Guardrails: Cool-off timers that temporarily pause simulation after consecutive losing trades to prevent emotional overtrading.
These rules exist purely as educational guardrails to cultivate professional trading discipline.
6. User-Generated Content (UGC) & Group Chat Conduct
MinTraday features community group chats, discussion feeds, and commentary rooms. All community interaction is governed by strict zero-tolerance standards:
🚫 Strictly Prohibited Conduct (Instant Ban):
- Sharing unauthorized "Stock Tips", "Calls", or "Target Price Guarantees" in violation of SEBI regulations.
- Promoting fraudulent schemes, pump-and-dump operations, or unregistered investment groups.
- Harassment, abusive language, hate speech, bullying, or defamation of any user.
- Spam, automated bots, referral links, phishing URLs, or soliciting real-money funds.
Moderation, Reporting & User Blocking:
Users have full tools to safeguard their experience:
- Report: Any post, chat message, Strategy Desk, or user profile can be reported via the in-app 3-dot menu. Our moderation team reviews reported content within 24 hours.
- Block: Users can block any individual user immediately to hide all communications and posts.
- Leave / Unfollow: Users can instantly unfollow or leave any group discussion room or Strategy Desk.
7. Account Eligibility & Termination
You must be at least 18 years of age to register an account on MinTraday. We reserve the right to suspend, terminate, or delete any account that violates these Terms, attempts unauthorized scraping, reverse-engineers system APIs, or promotes deceptive practices.
You may delete your account at any time either within the mobile app settings or via our web portal at /delete-account.
8. Limitation of Liability
MinTraday Technologies Private Limited, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, or consequential losses resulting from:
- Any real-world investment or trading decisions made by you outside the platform.
- System downtime, market quote latency, or technical glitches.
- User-generated content or commentary posted in public community groups.
9. Contact & Grievance Officer
In accordance with the Information Technology Act and Indian regulatory rules, for any grievances, questions, or content takedown requests, please contact:
Grievance Officer: Legal & Compliance Team
MinTraday Technologies Private Limited
Email: support@mintraday.in / legal@mintraday.in
